Publication date: 09.05.2025
My name is Natalia Chumakova. I am a lawyer and legal consultant with over 20 years of experience in business legal support. I specialize in corporate, tax, and international law. I support M&A transactions, advise on company formation, investments, pre-trial debt recovery, and structuring cross-border operations. I work with businesses in Poland, Ukraine, and other EU countries. I provide legal assistance to both entrepreneurs and individuals. Personal slogan: Complex cases are my specialty.
Debt Collection in Poland Based on a Success Fee Model
Debt collection in Poland is a complex legal process requiring a strategic approach, knowledge of Polish legislation, and experience in dealing with debtors out of court. I specialize in supporting debt recovery procedures from legal entities, focusing on effective pre-litigation strategies without resorting to court action.
I work on a success fee basis – you only pay if the funds are actually recovered. This ensures a fair, transparent approach and full commitment to the result.
What does the debt collection process include?
1. Debt Audit
We start with an in-depth analysis:
verification of the legal basis for the debt;
review of deadlines, contract terms, and justification of the claim;
assessment of collection prospects.
2. Debtor Analysis
A comprehensive check includes:
the company's financial condition and legal risks;
compliance with regulations in Poland and the EU;
presence of licenses, permits, and registrations;
identification of weak points to leverage in negotiations.
3. Strategy Development
The action plan includes:
a tailored strategy of legal, reputational, and regulatory pressure;
pre-court mediation and negotiations as primary tools;
preparation of strong arguments for voluntary settlement.
Example of a successful case
Case: Debt owed by a Polish company under an agricultural supply contract – €180,000.
Actions: Case analysis, negotiations, formal legal warning of court action.
Result: Full repayment without court proceedings within one month.
What I Offer
✅ Legal Compliance
I ensure that all actions comply with Polish and EU laws to keep the debt collection process secure and risk-free.
✅ Tailored Strategy
Each case is analyzed individually – I develop a custom plan based on the debtor's profile, debt specifics, and your business goals.
✅ Results Without Court
I focus on pre-litigation solutions – mediation, negotiation, and legal pressure, saving you time and legal costs.
✅ Payment Only Upon Success
You only pay if the debt is actually recovered. No advance fees or hidden charges – just transparent terms.
✅ Full Process Support
From debt audit to resolution – I guide you through the entire collection process, including analysis, contact with the debtor, and document preparation.
Why choose me?
✅ Experience – deep knowledge of Polish legal and business systems.
✅ Effectiveness – over 90% of cases resolved without court.
✅ Risk-free – you only pay upon success.
✅ Confidential and personalized approach – every case handled with your business interests in mind.
Conclusion
Debt recovery in Poland is not just a legal procedure. It’s a strategic process that requires expertise, flexibility, and an understanding of local realities. With my assistance, you’ll resolve the issue effectively, without unnecessary expenses, and with a guaranteed outcome. I’ll help you navigate the process professionally, confidently, and with full protection of your interests. 💼
If you're facing non-payments in Poland, contact me – I’ll help you recover your funds efficiently and safely.
