Publication date: 28.01.2026
Transport company insurance is a key element of safe transport operations. A properly selected transport policy protects the entrepreneur against financial losses resulting from cargo damage, road accidents, claims from contractors and inspections by supervisory authorities. Lack of proper insurance can lead to serious financial consequences and even threaten the continued operation of the company.
Our solicitor helps transport companies choose insurance that complies with regulations and reflects real business risks.
Transport company insurance – what is mandatory?
Every transport company must meet minimum insurance requirements. In practice, the scope of mandatory policies depends on the type of transport, the territory of operation and the legal form of the company.
We help you determine:
- what insurance is required by law
- what risks remain uninsured
- whether your current policies meet the requirements of the regulatory authorities
Carrier's civil liability insurance – basic protection for your business
Carrier's civil liability insurance is one of the most important types of insurance in the transport industry. It protects the carrier against liability for damage to the cargo entrusted to them during transport.
Our solicitor:
- verifies the scope of the civil liability insurance policy
- analyses liability exclusions
- tailors the protection to the transport profile
Cargo insurance – cargo protection
Cargo insurance provides additional protection for companies transporting valuable or sensitive goods. It covers damage caused during transport, loading and unloading.
We help assess whether cargo insurance is necessary in a given business model and how to protect the carrier's interests.
Fleet insurance – company vehicles under protection
Fleet insurance applies to vehicles used in transport operations. An appropriate policy structure can reduce costs and simplify fleet management.
We provide support in:
- analysing fleet insurance terms and conditions
- assessing the scope of protection
- negotiating policy provisions
Transport policy – the most common mistakes
The most common problems faced by transport companies are:
- too narrow scope of coverage policy
- not adapted to the type of transport
- outdated data in the contract
- failure to take international risks into account
Professional analysis allows you to avoid a situation where the transport policy does not provide protection at a key moment.
Why it is worth seeking the help of a solicitor?
Transport insurance is complex and full of exclusions. The help of a solicitor allows you to:
- choose effective insurance for your transport company
- protect yourself against claims
- avoid disputes with the insurer
- meet legal and contractual requirements
If you run a transport company and want to check or select the right insurance, please contact us. Сonsultant will connect you with a solicitor who will secure your business in terms of legal and insurance matters.
Leave a request or contact our manager — we will help you protect your business.
FAQ — Frequently Asked Questions
Question
Is it mandatory for a transport company to have insurance?
Answer
Yes, having mandatory insurance policies is a legal requirement and a condition for conducting transport activities.
Question
What is the main policy for carriers?
Answer
The basic policy is carrier liability insurance (OCP), which covers damage to cargo during transportation.
Question
Is it necessary to insure cargo additionally?
Answer
In some cases, yes, especially when transporting valuable or sensitive goods.
Question
Can I insure my entire fleet with a single policy?
Answer
Yes, there are corporate policies that allow you to insure your entire fleet under a single contract.
Question
Why should I hire a lawyer when choosing insurance?
Answer
A lawyer can help you avoid hidden exclusions, choose the best coverage, and protect your company's interests.
