"ULGA NA START" – What Is It and Who Can Benefit From It?

Ulga na start! What is it and who can get it?

Ulga na start! is a special benefit available to individual entrepreneurs (JDG) and members of civil partnerships in Poland. It allows entrepreneurs to avoid most mandatory contributions for the first 6 months of their business activity, which is a significant financial advantage for those starting a business. The benefit applies to those who are registering their business for the first time or have not run a business for the last 60 months.

The main advantage of Ulga na start is that during this period, most of the contributions, such as pension, disability, sickness insurance, and contributions to the Labor Fund, can be avoided. The only mandatory payment is 9% of health insurance, which is minimal and allows entrepreneurs to focus on business development without extra financial burden. Moreover, the benefit allows including family members in the insurance without additional costs.

Ulga na start is available to those who register their business for the first time or have not been in business for the last 60 months. This is an important condition for receiving the benefit. If you have had a business during this period, unfortunately, this benefit will not be available to you. At the same time, for new entrepreneurs, it is a great opportunity to reduce startup costs.

To take advantage of this benefit, you must submit an application for health insurance to ZUS within 7 days of starting your business activity. The application must be submitted on time in order not to lose the opportunity to use this benefit. The health insurance application is essential for you to take advantage of all the benefits of Ulga na start and avoid any issues with tax authorities.

It is also important to remember that an entrepreneur who wishes to use Ulga na start must submit all necessary documents for business registration and health insurance registration. If documents are submitted incorrectly or late, this may lead to the loss of the right to the benefit.

Benefits of Ulga na start

• Exemption from most insurance contributions, such as pension, disability, sickness insurance, and contributions to the Labor Fund.
• The possibility of reducing financial burdens at the initial stage of business activity, allowing entrepreneurs to focus on development and promotion.
• The mandatory payment for health insurance is only 9%, much lower than other types of insurance.
• The ability to include family members in the insurance without additional costs.
• The benefit is available to new entrepreneurs who are registering their business for the first time or have not been in business for the last 60 months.
• The health insurance application must be submitted to ZUS within 7 days of starting the activity.

Gathering necessary documents. Entrepreneurs must submit all necessary documents for business registration and the health insurance application to ZUS.

Financial benefit. Exemption from most insurance contributions for the first 6 months is an important financial advantage for new entrepreneurs, as it allows significant savings.

Document accuracy. Entrepreneurs should ensure that all documents are correctly filled out and submitted on time to avoid losing the right to the benefit.

How to get Ulga na start? Main steps

1. Register as an individual entrepreneur (JDG) or as part of a civil partnership in Poland via CEIDG or other relevant authorities.
2. Make sure you have not run a business in the last 60 months, as this is a key condition for the benefit.
3. After registration, submit an application for health insurance to ZUS within 7 days of starting the activity.
4. Ensure all documents are correctly completed and submitted to the relevant authorities.
5. Monitor your tax obligations to ensure you remain eligible for the benefit in the future.

Questions and Answers