OPENING A BANK ACCOUNT ✅ BUSINESS ✅ SERVICES

Clarify the client's goals (current account, savings, multi-currency account).
Determine the client’s legal status in Poland (visa, residence card, PESEL).
Explain document requirements and procedures in different banks.
Prepare an individual account opening strategy.

Check the client’s existing documents (passport, ID, proof of stay, proof of address).
Prepare templates for filling out bank forms.
Translate documents into Polish (if required).
Advise on additional documents (resume, income certificates).

Pre-contact with the bank to clarify requirements for foreigners.
Lawyer’s presence during the client’s bank visit (or submission of documents on behalf of the client under a notarized power of attorney).
Control over signing the agreement and completing KYC.
Translation and explanation of bank terms to the client.

How to open a bank account: step-by-step guide

Opening a bank account in Poland is not just a formality but an important step toward integration into the European financial system. Regardless of whether you plan to stay in Poland for a short or long term, having a Polish bank account significantly simplifies many aspects of your stay.

Procedure for opening a bank account

Preparation of necessary documents: to open an account, you will need: a passport or national ID card, proof of your legal stay in Poland (visa, residence card, PESEL), proof of residence (for example, a utility bill or rental agreement), additionally: a resume or income confirmation.
Choosing a bank and account type: in Poland, different types of bank accounts are available: current, savings, multi-currency, etc. The choice depends on your needs. Most banks offer online services, but for foreigners, personal presence at a branch may be required.
Account opening procedure: the account opening process may include: filling out a form, KYC procedure, signing an agreement, account activation.
Using the account: after opening the account, you will gain access to online banking, a debit card, and the ability to perform financial operations both in Poland and abroad.

Documents for opening a bank account in Poland: what you need to know

To successfully open an account, it is important to have all the necessary documents. The main ones include:

Passport or ID card: the main document for identification.
Document confirming the legality of stay: visa, residence card, PESEL.
Proof of residence: utility bill, rental agreement.
Additional documents: resume, income confirmation.

Please note that requirements may vary depending on the bank and your status in Poland.

Opening a bank account in Poland for foreigners: legal support with the Legal Marketplace Consultant

The process of opening a bank account can be complicated, especially for foreigners. The Consultant Legal Marketplace offers professional assistance at every stage:

Consultations on choosing a bank and account type: we will help you choose the best option considering your needs.

Preparation and translation of documents: we will ensure proper preparation and translation of all necessary documents.

Support during account opening: our lawyers will accompany you during your visit to the bank, ensuring that all procedures are correctly followed.

Conclusion

With CONSULTANT, you can be confident that the process of opening a bank account will be as simple and safe as possible. Opening a bank account in Poland no longer has to be a complicated or stressful process. With the professional support of the Consultant Legal Marketplace you not only gain confidence but also save time and effort. Every step—from preparing documents to account activation — is accompanied by expert assistance, ensuring the legality and security of your finances. Choose a reliable partner, and financial life in Poland will become simple and predictable.