MERCHANT ACCOUNT ✅ BUSINESS ✅ SERVICES

Assessment of the type and specifics of the client’s business.
Consultation on choosing the optimal bank for opening a merchant account.
Explanation of PSD2, AML, and KYC requirements applicable in Poland.

Preparation of documents for company registration in Poland (if not yet registered).
Obtaining a Polish tax number (NIP).
Preparation and submission of an application to the selected bank.
Ensuring compliance with KYC and AML requirements.

Collection and verification of required documents for KYC procedure.
Preparation and submission of additional documents if necessary.
Communication with the bank to ensure successful verification.

Opening a merchant account: legal support for your business

In modern business, it is impossible to do without online payments. If you plan to sell goods or services in Poland, opening a merchant account becomes a mandatory step. It is not just a bank account — it is your key to secure and fast transactions that open the door for business growth and development. However, the registration process and legal support can be complicated, especially for those working in the Polish market for the first time. This is where the legal marketplace "Consultant" comes to help, providing professional support at every stage.

Question

What is a merchant account and why is it important for your business?

Answer

A merchant account is a special bank account that allows businesses to accept payments by card and other electronic methods. Without it, it is impossible to conduct online sales or process payments through online stores. In Poland, as in other EU countries, this process is regulated by strict requirements, including PSD2, AML, and KYC laws.

How to open a merchant account in Poland: legal aspects

Opening a merchant account requires careful preparation:

Choosing a bank: you need to select a financial institution that supports international payments and has experience working with foreign entrepreneurs.
Preparing documents: includes registering a company in Poland, having a Polish tax number (NIP), as well as confirming the address and identity of the director.
KYC procedure: the bank conducts client verification to prevent money laundering and terrorist financing.

Why you should seek legal support for opening a merchant account

Protection from legal mistakes — proper preparation of documents and compliance with all legal requirements minimizes the risk of bank refusal or fines.
Saving time and resources — professional assistance helps avoid long queues and bureaucratic procedures.
Individual approach — taking into account the specifics of your business and selecting the optimal bank and conditions.
Professional support at all stages — from document preparation to receiving confirmation of account opening.
Peace of mind and confidence — you focus on developing your business while legal matters remain in the reliable hands of experts.

Why you should turn to the Consultant Legal Marketplace

The Consultant Legal Marketplace offers comprehensive support in opening a merchant account:

Consultations for choosing the optimal bank: we help you find a bank that meets your business needs.

Preparation and submission of documents: we ensure the correct preparation and submission of all necessary documents to the bank.

Support at all stages: from initial consultation to receiving confirmation of account opening.

With us, you can focus on growing your business while leaving legal matters to professionals.

Conclusion

Opening a merchant account in Poland is not just a formality, but a key step for secure and effective payment acceptance in your business. By turning to the Consultant Legal Marketplace you receive professional support at all stages, minimize risks, and save time. This allows you to focus on the main thing — growing your business, while legal matters remain in the reliable hands of experts.