Order medical insurance (EKUZ)

EKUZ (Europejska Karta Ubezpieczenia Zdrowotnego) is a European Health Insurance Card that entitles you to receive necessary medical assistance in EU countries, Iceland, Liechtenstein, Norway, and Switzerland at the expense of the Polish National Health Fund (NFZ).

For citizens legally residing in Poland, the EKUZ is not only financial security, but also the opportunity to receive medical care without unnecessary expenses. However, if you are not officially employed and do not pay contributions to ZUS, you do not have an official right to the EKUZ. Therefore, a thorough legal assessment is necessary — this is where a competent lawyer can help.
 

Who is eligible for an EKUZ and what legal nuances should be taken into account?

Before you start the application process, it is important to find out whether you are eligible for an EKUZ. Eligible persons include those who:

• work legally in Poland,
• 
  pay insurance contributions to ZUS,
• 
  have a status that gives access to NFZ.

Citizens who have PESEL UKR status but do not pay ZUS cannot apply for an EKUZ free of charge — otherwise, their only “insurance protection” is private travel insurance. Legal advice is required to correctly interpret your status. A lawyer will review your situation and advise you on the best strategy, taking into account the latest legislation.

What documents are required and how to prepare them without errors

The standard package of documents for obtaining an EKUZ includes:

1. Passport or other identity document.
2. 
   PESEL.
3. 
   Proof of payment of contributions to ZUS or confirmation of legal status.
4. 
   A completed application form (NFZ may require a special form).
5. 
   Additional documents, if necessary.

A lawyer will help you to prepare all documents correctly, check each form, avoid common mistakes (e.g., errors in filling out the PESEL or NFZ form), accompany the submission and monitor the progress of the procedure.

Common problems during registration and how to solve them

Many people encounter the following difficulties:

• Incomplete set of documents — this is the most common reason for rejection.
• 
  Inconsistent data - incorrectly entered PESEL, errors in passport data.
• 
  Incorrect legal status - for example, believing that PESEL UKR automatically entitles you to EKUZ - which is not the case. 
• 
  Non-standard situation - for example, temporary employment, partial payment of contributions, or change of status.

A lawyer will immediately identify these risks, explain the possible solutions, and prepare you for any questions from the NFZ or other authorities.

Advantages of consulting a lawyer: why it is worth doing

1. Time savings: a lawyer will save you hours by handling all the paperwork themselves.
2. 
   Competence: they know the current requirements of the NFZ and ZUS and keep track of changes in legislation.
3. 
   Legal guarantee: in case of refusal, they will help you appeal and prepare additional arguments.
4. 
   Psychological support: minimum stress, maximum support and integrity.

How we help: EKUZ registration service

• Convenient application process — via mobile app or website.
• 
  24/7 support — a personal manager is available via chat, phone, and messengers.
• 
  Selection of a lawyer from your region — with experience in such cases.
• 
  Guaranteed results — payment only after confirmation of success.
• 
  Multiple payment methods — Apple Pay, Google Pay, bank transfer, etc. (as indicated on the competitor's website)

The process is simple:

You submit an application → 2. You are assigned a manager → 3. They select a lawyer and help with the documents → 4. You get the result.