Publication date: 28.05.2025
Case: Apartment Insurance in Kraków — How Iryna Bondarenko Helped Maksym Avoid Risks
Maksym is an IT specialist who recently moved to Poland. He purchased a new apartment in Kraków. While applying for a mortgage, the bank required mandatory property insurance. Due to the language barrier, limited knowledge of Polish law, and lack of time, Maksym was concerned about making a mistake when choosing a policy or signing an unfavorable contract. He turned to Iryna Bondarenko for help.
Who Is Iryna Bondarenko?
Iryna Bondarenko is a specialist in supporting foreigners in Poland. She has over 10 years of experience in legal assistance, business registration, insurance, and adaptation to the Polish system. Iryna combines in-depth knowledge of Polish law with a personalized and caring approach to each client.
Services Provided
1. Property insurance consultations
Personalized analysis of the client’s situation and selection of the best solution.
2. Comparison of insurance products and selection of the best option
In-depth analysis of offers and avoiding hidden costs.
3. Contract signing support and interaction with the bank
Translation, clarification of terms, and document submission.
Who Will Benefit from Her Support
- Foreigners buying property in Poland for the first time.
- Those applying for a mortgage who need to insure the property.
- People who don’t speak Polish fluently and are unfamiliar with local laws.
- Those who want reliable assistance and communication in their native language.
Why People Choose Iryna
- Extensive experience working with foreigners and understanding their needs.
- Works exclusively in the client’s interest, independent from insurance companies.
- Simple and clear explanation of complex legal details.
- A broad network of trusted partners — insurers, lawyers, and bankers.
How Iryna Helped Maksym
1. Situation Analysis
- Iryna clarified the apartment’s characteristics, mortgage conditions, and bank requirements.
- Identified which risks should be included in the insurance coverage.
2. Selecting the Insurance Policy
- Offers from 4 major insurance companies were analyzed.
- Maksym chose the policy with the best price-to-coverage ratio.
3. Contract Signing and Submission to the Bank
- Iryna explained all contract terms in simple, accessible language.
- She arranged remote signing and submitted the documents.
- Ensured the bank accepted the policy without any remarks.
Results
- The bank approved the insurance policy without any corrections.
- Maksym received full coverage for the apartment and appliances.
- The entire process took less than 3 business days.
- The client avoided mistakes and now feels confident and protected.
Frequently Asked Questions
Question
Is property insurance mandatory when applying for a mortgage?
Answer
Yes. Most Polish banks require a valid insurance policy as a condition for granting a loan.
Question
Can I choose any insurance company?
Answer
Yes. The main thing is that the policy complies with the bank’s requirements for coverage and format.
Question
Can I insure household appliances separately?
Answer
Yes. The policy can include additional coverage for electronics, furniture, and other valuables.
Question
Can everything be arranged online?
Answer
Yes. Most insurance companies in Poland allow remote contract processing — especially with expert assistance.
Apartment insurance in Poland is not just a bank formality — it’s real protection for your property. Thanks to Iryna Bondarenko, the process was fast, stress-free, and fully tailored to the client’s needs. Want confidence and peace of mind? Contact a true professional.
