
Buying real estate
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Niedawno nasz zespół otrzymał pytanie: “Can a foreigner buy real estate in Poland and what is required for this?”
Chcielibyśmy podzielić się odpowiedziami naszych ekspertów:
12.06.2025 16:29:32 Yes, a foreigner can buy real estate in Poland, but there are certain requirements and restrictions depending on the type of property and the nationality of the buyer. Here’s an overview: 1. **EU/EEA Citizens:** Citizens from the European Union (EU) and the European Economic Area (EEA), as well as Switzerland, can generally purchase real estate in Poland without any special permits or restrictions. 2. **Non-EU/EEA Citizens:** Non-EU/EEA citizens face more restrictions and may need to obtain a permit from the Polish Ministry of Internal Affairs to purchase certain types of real estate. This requirement typically applies to: - Agricultural land. - Forest land. - Properties located near national borders. 3. **Residential Properties:** Generally, non-EU/EEA citizens can purchase residential properties such as apartments or houses without needing a permit, provided they do not include agricultural or forest land. 4. **Commercial Properties:** Foreigners looking to invest in commercial properties often do not require a permit unless the property includes agricultural or forest land. 5. **Permit Application Process:** If required, obtaining a permit involves submitting an application to the Ministry of Internal Affairs that includes: - Personal identification documents. - Information about the property. - Justification for purchasing the property. - Proof of ties to Poland (e.g., business activities, family connections). 6. **Legal Assistance:** It is advisable for foreigners to seek legal assistance when buying property in Poland to navigate local regulations, conduct due diligence, and ensure compliance with all legal requirements. 7. **Financing:** Foreign buyers may also need to consider financing options if they plan on taking out a mortgage in Poland. Polish banks may have specific requirements for foreign borrowers. 8. **Tax Considerations:** Buyers should be aware of taxes associated with purchasing real estate in Poland, including transfer tax and potential capital gains tax upon resale. It's important for prospective buyers to consult with local real estate experts or legal professionals who can provide guidance tailored to their specific situation and ensure compliance with all applicable laws and regulations.
15.06.2025 20:44:44 A foreigner can buy real estate in Poland, but the requirements depend on their nationality and the type of property: 1. EU/EEA citizens – Can freely buy real estate (including land, houses, and apartments) in Poland without a permit. 2. Non-EU citizens – May need a permit from the Ministry of Internal Affairs (MSWiA) to buy certain types of property, especially land or standalone houses. However, no permit is required to buy an apartment (condominium) in a multi-family building without land rights. 3. Requirements to buy property: *Valid passport or residence permit. *Proof of funds (bank statement or loan agreement). *Notary agreement signed in front of a Polish notary. *Land and Mortgage Register (KW) updated with new ownership. 4. Permit process (if needed) – Apply to MSWiA with documentation showing your ties to Poland (residence, work, family) and reason for the purchase. Legal assistance and a translator are recommended during the process.
15.06.2025 22:02:55 Yes, foreigners can buy real estate in Poland, but there are certain legal requirements depending on nationality and property type. Citizens of EU countries generally have the same rights as Polish citizens when purchasing property and do not need special permits. However, non-EU foreigners often must obtain a permit from the Ministry of Interior or the local voivode before buying land or residential property. The process includes submitting an application detailing the property and buyer information. It usually takes a few weeks for approval. The buyer also needs to sign a notarial deed in the presence of a Polish notary, who confirms the legality of the transaction. Additionally, the property purchase must be registered in the land and mortgage register. Working with a local lawyer or notary is highly recommended to navigate legal formalities and ensure compliance with Polish laws.

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