- analysis of the transport activity profile
identification of legal and financial risks
verification of current policies
determination of mandatory insurance
Insurance for transport companies - mandatory and additional policies
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Publication date: 05.01.2026
Reading time: 5 minutes
Number of views: 3
№
Stage
Term (days)
Cost
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1
Business and risk analysis2 PLN 541.20
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2
Policy selection and verification5 PLN 1,353.00
- carrier OCP analysis
cargo insurance coverage check
fleet insurance conditions check
optimal transport policy recommendation
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3
Contract securing and ongoing support1 PLN 676.50
- support in concluding insurance contracts
analysis of the provisions of the General Terms and Conditions
assistance in case of damage and claims
constant legal advice
In general
8
PLN 2,570.70
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Transport company insurance – mandatory and additional policies
Transport company insurance is a key element of safe transport operations. A properly selected transport policy protects the company from financial losses arising from damage to cargo, road accidents, customer claims and inspections by regulatory authorities. The lack of proper insurance can lead to serious financial consequences and even jeopardize the company's further activities.
Our lawyer helps transport companies choose insurance that meets regulatory requirements and real business risks.
Transport company insurance – what is mandatory?
Each transport company must meet the minimum insurance requirements. In practice, the amount of mandatory insurance depends on the type of transport, the territory of operation and the legal form of the company.
We help determine:
- what insurance is required by law
- what risks remain unprotected
- whether the current policy meets the requirements of regulatory authorities
Carrier Liability Insurance – Basic Business Protection
Carrier Liability Insurance (CLI) is one of the most important insurance policies in the transportation industry. It protects the carrier from liability for damage to the entrusted cargo during transportation.
Our lawyer:
- checks the scope of the OCP policy
- analyzes the exclusions of liability
- adapts the protection to the transportation profile
Cargo Insurance – Cargo Protection
Cargo insurance provides additional protection for companies transporting valuable or sensitive goods. It covers damage caused during transportation, loading and unloading.
We help assess whether cargo insurance is necessary for a particular business model and how to protect the interests of the carrier.
Fleet Insurance – Company Vehicles Under Protection
Fleet insurance covers vehicles used in transportation activities. Properly structured policies can reduce costs and simplify fleet management.
We provide support with:
- fleet insurance terms analysis
coverage assessment
policy negotiation clauses
Transportation policies – the most common mistakes
The most common problems that transport companies face:
- too narrow scope of protection
inappropriate policy for this type of transport
outdated data in the contract
failure to take into account international risks
Professional analysis helps to avoid situations where your transport policy does not protect you at a crucial moment.
Why should you use the help of a lawyer?
Transport insurance is complex and full of exceptions. With the help of a lawyer, you can:
- choose effective insurance for your transport company
protect yourself from claims
avoid disputes with the insurer
meet legal and contractual requirements
ConclusionIf you manage a transport company and plan to review or select the optimal insurance solutions, contact the Legal Marketplace CONSULTANT. Leave a request or contact our manager - we will help you protect your business.
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